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      <h3>Lowest Credit Score For Getting Your Debt Settled?</h3>
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      <i>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;By: Hector Milla<br>
      Posted: 2009-11-08 05:07:53</i>
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      Those looking for a means of getting their debt settled are probably concerned with their current credit score. When someone reaches the point that a debt settlement is the best option available, they are probably several months behind on payments on credit cards that are assuredly maxed out. This can raise a number of concerns as whether or not a settlement service will be willing to work with someone with a low credit score. Some may wonder what is the lowest credit score an individual may possess in order to be approved by a settlement service. Here is the good news: credit score is really irrelevant in this situation.When you seek the help of a settlement service, you are not looking for further financing. You are not looking for a loan of any kind. What you are seeking is an entity that will negotiate on your behalf to end your current debt situation. This is achieved by arriving at an offer in compromise on the amount of money that you owe. Once an agreement is reached, the accounts will effectively be closed. Yes, it is as simple as that. Your current credit score has nothing to do with a company accepting you since most of these companies are almost exclusively working with people with poor credit.Why do people assume they need good credit to deal with such a company? Often, it is because they confuse the settlement process with a consolidation loan service. In reality, the two have nothing to do with one another. This is not to say that all settlement services have the same criteria or follow the same process. In general, however, most are more concerned with settling the debt than becoming involved with lending or reviewing credit scores.NOTE: By researching and comparing the best debt settlement services in the market, you will determine the one that meets your specific financial situation. A trusted and experienced debt counselor can help you saving time and money by getting better results in a shorter span.Hector Milla runs the Best Debt Settlement website - where you can see his best rated debt settlement company.
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