Dealing With Credit Identity Theft |
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By: Jack P Chevalier Posted: 2009-04-21 09:03:38 |
| Identity theft is one among the fastest growing crimes in the world. If you are using a credit card, then you need to be careful about the increasing credit identity theft. You will realize that only when you receive the credit report showing huge bills.When somebody uses your sensitive personal information with or without the intention to commit fraud, it is called as an identity theft. Typically, information like your name and social security number constitute the personal information. Identity theft also includes someone else using your credit card number. Some thieves may also open a new credit card account in your name and make use of it. You will only come to know of this when the bills are not payed and the amount is reflected on your credit report.Credit report identity theft can happen to anyone. You will discover it only when creditors start hounding for bills not paid that most certainly are not yours. Suppose that someone stole your credit card number and used it to buy something which you might never have bought in your life. Someone using your identity might be doing enough of damages to reflect that badly in your credit report too. Unless this is corrected immediately, you are sure to incur huge losses.Generally, the credit identity theft comes to your notice only when you receive the bills of the creditor. Such situation need immediate attention in order to stop further damage to your credit report. There are many things you need to do to prevent further abuse of your identity. Call up your bank or the credit card company immediately and explain that your credit identity has been thieved and hence you are informing them.Basic awareness is an useful and effective tool against most of the identity theft cases. Be aware of how information is stolen and identify different ways to protect your identity. Keep checking your personal information regularly so that you can notice any problems quickly and know what to do as soon as you suspect your identity has been stolen.Jack Chevalier is Credit Cards expert who has written many articles on credit card related topics. For more details about Credit Identity Theft and Merchant Account Services visit http://www.paynetsystems.com |
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