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      <h3>Echeck 101</h3>
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      <i>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;By: Elizabeth Murrow<br>
      Posted: 2007-12-05 06:33:53</i>
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      In its simplest term, an echeck is the electronic version of a paper check. It typically works the same way as that of a paper check except that echecks offer more features and is more secure.Echecks are one of the most secure and convenient forms of payment transactions nowadays. It allows you to pay your bills online using your checking account. Your account's routing number and account number are used to draw funds from the account.All electronic transactions which makes use of echecks are secure, fast and effiicient. This is specially useful in the world of ecommerce. Echecks have the ability to conduct bank transactions and help reduce fraud. What's good about an echeck is that it works the same way a check does and it can be used by all types of account holders. You can also be sure that all your payment transactions are secure. State of the art security features like authentication, public key cryptography and duplicate detection are provided with the use of echecks.Electronic checks work in three simple ways:-Checks are written using one of many types of electronic devices and gives the echeck to the payee electronically <br>-The payee deposits the echeck, receives credit and the bank clears the check <br>-The paying bank validates the echeck and then charges the writer's account for the check Developments for the use of echecks and for the number of companies who use it as a form of payment transactions is increasing in number. It is easy to use, secure, fast and reliable and it offers more room for leveraging multiple new technologies.Elizabeth Murrow currently works for a payment processing solution company. Being in the business for quite a long time now, she has been continuously sharing her knowledge through various lectures and blogging, including http://allaboutecheck.wordpress.com and http://www.echeckprocessing.biz Born and raised in California, Elizabeth now lives in Australia with her husband and two kids. She likes to travel during her free time.
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