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      <h3>Secured Home Loan - Buy Yourself a Home, Be a Proud Homeowner</h3>
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      <i>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;By: Andrew Baker<br>
      Posted: 2007-09-17 08:59:40</i>
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      If you are living in a rented accommodation or as a tenant, you will certainly be interested in the idea of buying a house for yourself. But take care that you don't get stuck in dubious deals for the same. Instead take up a secured home loan and become an asset owner.The borrower of secured home loan can take up the loan to buy a house for himself. He can do this by pledging the house itself as collateral with the lender. At the time of purchase, the title of the house is transferred to the lender as it is the collateral and the lender pays the complete cost of the house through the secured home loan. The borrower can then pay the monthly installments to repay the loan. Meanwhile he can use the house for his living.Through secured home loan, the borrower can take up the amount which is equal to the cost of the house. The borrower has to repay the secured home loan amount in a term of 5-25 years to the lender.Secured home loan is available to bad credit borrowers as well. Bad credit borrowers have a financial history which somewhat loses the credibility the borrower. But while taking up secured home loan, the borrower does not have any problems as the retrieval of the loan amount is assured either by timely repayment or by selling off the house in case there is a failure in repayment of the loan amount.One way of taking up a secured home loan is approaching the physical market and finding a lender who is ready to give an affordable rate. The other way is to go online and take up a research which will help the borrower find numerous lenders who are ready to lower their rates due to competition in the market.A secured home loan will fulfill your dream of owning a house where you can live with your family. Now being a proud home owner is not far and is easy as well.Andrew Baker has done his masters in finance from CPIT. He is engaged in providing free, professional, and independent advice to the residents of the UK. He works for the UK finance world. For any type of Secured home loan, cheap secured loan, secured loans, unsecured loans, mortgage visit http://www.ukfinanceworld.co.uk/
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