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      <h3>Does Free Credit Card Processing Exist</h3>
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      <i>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;By: Sara K<br>
      Posted: 2006-12-18 02:27:49</i>
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      Many 3rd party credit card companies boast about providing merchants with free credit card processing services. Tempting merchants with a free credit card processing service, they brag about accepting credit cards online on behalf of the merchants, with low processing fees, extra costs etc.What the Free Credit Card Companies boast aboutMany 3rd party processing companies say that they would provide merchants with:* Least expensive ways to sell products online* Easy way to earn profits* Free credit card processing services without a merchant account* Free credit card processing terminal* Real-time acceptance of credit cards online* Offering too-good-to-be-true referral programs* Recurring billing and lofty affiliate management programs.Free Credit Card Processing &#8211; Long Term Benefits?Free credit card processing might help businessmen promote their website and products for a while, especially if they are only just starting up, but there are no real long term benefits. Merchants initially don&#8217;t have to pay for secure servers, monthly gateway fees, credit card processing fees etc. However, the transaction charges are usually so high that merchants end up paying more than the average rate.Setbacks of Free Credit Card ProcessingThere are many free credit card processing service providers who claim to give away free services. However, as always there is a catch! There will be payment processing charges such as merchant account registration fee, &#8220;high risk&#8221; merchant fee, statements fees, monthly fees, wire fees and fraud prevention fees etc. What merchants can do to avoid becoming victims of such &#8216;free&#8217; programs is to read the privacy policy and terms/conditions on the website for the certain program, or ask more experienced and trusted business owners regarding such companies. This will save merchants the hassle and loss liable to occur once trapped for the free credit card processing.Credit card processing offered by some companies might initially be free but there are other hidden charges and setbacks which the potential victim might not know about, in such a situation only extensive research and precaution can help avoid one from becoming the next prey of &#8216;free&#8217; credit card processing.
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