A Toronto Mortgage Broker: Your Guide against Banker Enemy

Have you ever watched a television commercial, or have you ever heard a radio spot that advertised your local banks as being the cornerstone of your life? Do these commercials try to paint the picture of these banks caring about you and about the needs of your family? Do these banks strain to make consumers believe that they are completely on their side? Do these commercials almost make people feel that there will be silver trays of hot, freshly baked cookies waiting for every customer who comes to the bank for a mortgage broker application? This might seem amusing, but the fact is that many of these banks do promote themselves in this manner.

So, is it any wonder that people are in for a rude awakening when they go to apply for a mortgage broker in Toronto, and they find that their experience with the bank is far from invoking thoughts of cookies and a mother's love and nurturing? The reality is that many people go to banks, and are greeted with a number tick machine, or with a sign up list. When it's finally their turn to be seen by a loan officer, the customer finds that papers are thrusted in their faces. No one explains to them in detail what they are signing. Certainly, no one will tell the customer that the loan product that they are applying for might not be the best for their needs. And when a customer is turned down, they are told that they can expect a cold explanation letter in the mail, and if they desire they can order a credit report to go with it.

This is exactly why a mortgage customer needs a mortgage broker Toronto who is truly on their side. While this mortgage broker might not offer hot cookies on a silver platter, they also don't make people feel simply like numbers. The goal of Mortgage Broker Toronto is to educate their clients on all of their available options. Unlike the banks, OMJ Mortgage presents their clients with mortgage options. They understand that different people have different needs and challenges. The best thing for these clients is to be led in the direction of a mortgage product that is the best fit for their current life station.

OMJ doesn't stop with residential mortgages. They also offer mortgage assistance and packages for those desiring to buy commercial property. Especially when someone is purchasing commercial property for the first time, their nerves will be wracked. All of their hopes and dreams of business ownership can rest upon getting approved for just the right mortgage package. The same can hold true for construction clients as well. Mortgage Broker in Toronto is able to offer financing for construction projects as well.