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             24 January, 2021

Category:  Articles » Finances » Credit


Prepaid Credit Cards - Handier Than You Could Imagine

         Views: 1550
2009-07-25 08:05:09     
Article by George Barclay

These days the world runs on credit whether we like it or not with many people seeming to spend their lives spending other peoples money. While this has become the norm for the majority of the population there are those of use who find getting credit form any source to be a real struggle. Its for people that can't get a hold of credit due to bad credit history that the prepaid credit card was invented.

You might not actually have heard of the prepaid credit card before as they don't seem to have been advertised as widely as I would have expected for such a handy little product. These cards for all intents and purposes act just like normal plastic with the major difference that you have to pay the money onto the card before you can use it. This means you are always spending your own money so you can't get into crippling debt but you have all the convenience of a Visa or Mastercard.

They're great for making large purchases when you don't want to carry cash and buying goods over the telephone or Internet. If you are too young to get your hands on the real thing then you can use it to participate in the online communities where you hang out of buy the MP3s. There are even Virtual credit cards available which were made specifically for this use and can only be used Online.

Another benefit of the prepaid credit card is for parents to give to their children with a certain amount of cash to spend. They work great when they go abroad and you can even reload it with more money form home to be accessed immediately buy your child instantly, wherever they are in the world.

If you are looking for an alternative to regular plastic then you should really have a look at the possibilities afforded by prepaid credit cards.

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