Home Add to Favorite Contact Submit  
             22 September, 2023

Category:  Articles » Legal » Identity-Theft


Your Credit Cards May Be at Risk - Few Tips to Prevent Credit Card Theft and Fraud

         Views: 2030
2007-04-30 13:51:26     
Article by Bernard Pragides

More and more people are using credit and debit cards when they go shopping. It is convenient to just swipe your card at the checkout. Most of the stores are encouraging the use of debit and credit cards by using electronic payment systems. This means that if you write a check at the checkout, the store will scan your check and give it back to you just like you were using a debit card. Most people will rather use their card than waste a check. This practice is becoming very profitable for credit card thieves. This article will give you information on how to protect yourself from credit card theft.

The first and most important thing is, if your cards have been lost or stolen, report it immediately. Call the card companies and have your accounts canceled right away. This may limit the damage that the credit card thief can do. Know where your cards are at all times. Never carry more cards than what you will use when you go shopping.

Be very wary of giving your account numbers over the phone. It is a good idea to never do it over a cell phone since the conversation can be easily listened to by using everyday electronic items. Never write your account numbers on the outside of an envelope or postcard. Never sign a blank credit or debit slip and always draw a line through any blank spaces on the debit slip so that the total amount cannot be changed.

Check your monthly statements thoroughly for any purchases that you did not make. Never throw away monthly statements without shredding them first. Always cut up old credit cards by cutting through the account numbers before throwing them away. Shred charge sheets or receipts that you get from the store.

Be aware of your surrounding when using your credit card or getting money from the ATM. Thieves are very sneaky and can use tiny cameras to take pictures of your credit card when you are swiping it. They can also be very crafty at getting your PIN number when you use the ATM. Use your body to shield any clear view of the keypad. Keep the account numbers covered with your hand as much as possible when removing it from your purse or wallet. Always take your receipts with you. If you notice someone getting to close to you at the ATM, turn around and leave. If you think someone is getting too close in the checkout line, alert the store manager. These may seem like drastic measures but you can never be too careful.

Never carry your card and your PIN number together. Memorize your PIN and always keep your purse secure against your body. If you take these steps, you can minimize the risks of your credit card being stolen. It is up to you to protect yourself from credit card theft.

Specialized in: Your Credit Cards - Risk - Few Tips - Prevent Credit Card Theft - Fraud
URL: http://www.identity4life-blog.com
Print article      Bookmark this page
Related Articles 
Medicare Fraud and Abuse: The Most Profitable Healthcare Crime in the U.S. (Popularity: ): Medicare fraud and abuse cost taxpayers approximately $60 billion a year. It’s one of the fastest and most profitable crimes in the U.S. The government health insurance program that covers 46 million elderly and disabled Americans is being hijacked by opportunists preying on patients, doctors, suppliers, and lack of oversight of the system itself.According to President Obama, Medicare fraud and abuse is fueling enormous federal budget deficits. He recently explained ...
How To Protect Your Social Security Number (Popularity: ): Your social security number is very important, it's like your password in life, all of your information is tied into that number. Many people don't know this, but only a few organizations actually have the right to know your social security number. Today almost everybody is requesting a social security number for access to something, schools, video stores, phone companies, health clubs, etc. The main reason for companies asking for ...
Popular Identity Theft Scams (Popularity: ): There are many popular identity theft scams that are circulating, some have been around for decades while others are new to the scene. Some thieves will never stop trying to find a way to steal the one thing that is most important to you - your very identity. Each year, millions of people have their identities stolen in some way or are defrauded in some way.Let's take a look at ...
Who Has Access to My Credit Report? (Popularity: ): From the day you are eligible to own your first credit card, credit referencing agencies such as Experian and Trans Union start to collect information on your financial history. This information goes into making your personal credit report and is used to determine your credit score. Banks use this information to help them decide which banking products, such as loans and credit cards, will be suitable for you.The Difference Between ...
Identity Theft Solutions - What To Do Before It Happens To You (Popularity: ): ID Theft is effecting millions of people everyday. If it's a lost wallet, a stolen social security card, or theft of your complete identity. It is an epidemic.Money magazine reported that in a 5 month period, the data on nearly 50 million people was lost. The former special adviser on Cyber Security to the president said that he feared identity theft more than he feared Al Qadea. AP reported that ...

Related Business 
Best Low Interest Rate Credit Cards (Popularity: ): We may be stating the obvious, but here at 1800creditcards.com, we’re passionate about all things credit cards. Whatever you’re looking for, we provide you with easy, one-stop access to not only the best credit card deals around, but also to shopping tips and credit card advice. We’ve built our site from the ground up with you, the credit card consumer, in mind.
Secured Credit Card (Popularity: ): Apply online for Secured credit cards of visa and master card Virtually all are approved. Secured Credit Card, Prepaid Credit Card and Bad Credit Credit Card and Student Credit Card are the common keywords used to describe the scenario where the credit card companies require a cash security deposit to issue a credit card.
Credit Card Offers (Popularity: ): If you are planning to buy credit cards and are keen to get best credit card offers you need to visit this website that is basically a storehouse of credit card offers and would allow you to get the best credit card deals. The information is compiled by financial experts and with it you can do credit card comparison and know about low interest credit cards.
Credit Card Offers Online (Popularity: ): TopCreditCards.com brings you several Credit Cards, Credit Programs, & Credit Services that you can choose according to your requirements & finances. In this new age where Credit Card rules, it becomes an obligation to get the Best Credit Card Offers. TopCreditCards.com complies with customers in pursuit of finding Credit Cards, Prepaid & Debit Cards along with various programs on Credit Reports & Credit Scores.
Credit Card Ratings (Popularity: ): Find here credit card for your needs and compare with our simple guidance to every single credit card available in your region and of course tips for easy online card application. This card is designed to meet the needs of businesses and allows them to control how cardholders use their cards. This is a way for businesses to use a prepaid card, but still be able to give cards to ...
Credit Card Information Online (Popularity: ): Credit card information is a collection site for information related to credit cards and debit cards. As the community working towards a cashless society credit card companies have an increasingly central role. Learn about the major card companies, how to block your card, the magnetic strip works, payment protection, chip and how the networks behind the cards together. Credit card information is an easy-to source for information related to credit ...
Financial Freedom Services (Popularity: ): We provide information all around finance like identity theft sollutions, credit score repair, credit card acceptance, credit card rewards with our tips you can save hundreds on every financil aspect.
Compare Credit Card Offers (Popularity: ): Find out the best credit card deals, balance transfers and low interest rates credit cards at CreditCards.com.au. Read all about credit cards today and find the right credit card to suit you.
Fast Credit Card Approvals (Popularity: ): Fast Credit Card Approvals is your one stop shop for any kind of credit card you might be looking for, no matter what your credit is we have the credit card for your needs. Feel free to browse throught our catalog of credit cards and if you are not able to find what you are looking for send us and email. The highlights about each card and the popular categories ...
Credit Card Processing Tips (Popularity: ): Is it always better to use debit card than a credit one? Find out benefits and drawbacks of credit cards of different types in comparison with debit cards from our posts. Available in a variety of themed design options, you can also customize “eGift Cards” for each recipient with personalized messages and uploaded photos to add a special touch to the emailed gifts.