Future Housing Market Issues Solved

Today's housing market has taken a hard hit as homeowners find themselves unable to continue to pay their mortgage. Are you doing the best you can, but you find yourself struggling to pay your mortgage at the beginning of the month? Are you tired of living hand to mouth in an attempt to stay two steps of the bill collectors? Are you terrified that you may become one of the hundreds of Americans currently facing foreclosure as the cost of living continues to rise and homeowners find themselves struggling to keep up?

The average American has less than $5,000 in savings, continuing instead to live hand to mouth and paycheck to paycheck as they sink farther into debt. It is this endless cycle that is responsible for the current increase in foreclosures sweeping the housing market and the quantity of Americans unable to take the leap and purchase their first home, or their second, or purchase an investment real estate property. They simply do not have the capital they need.

What Americans need is a system by which anyone, rich or small, can use their own resources to accumulate the capital they need to step boldly out into the real estate market.

Unlike many of the current wealth building systems, which require years and thousands of dollars before they will show appreciable results, there has always been a proven Principle of Building Wealth system that provides both a short term and a long term solution to building your net worth. The system is what most Americans dread most, budgeting their paycheck with expenses. But, it is always the things that are right under your nose that people ignore. Americans need structure in everything they do, they need a boss to tell them what to do, they need teachers and professionals to tell them what to do. They like working 8-5, lunch & dinner at the same time, and they need the same structure to get out of debt and build toward financial independence.

You just have to convert the paycheck to assets and structure the monthly payment of all expenses and savings till you are on your way to building wealth. You have to set up your monthly system, and run your paycheck cash flow system like you would your job or business. Which means you have to put the time to getting it right and on track. By implementing this monthly system, it can show you Americans how to exponentially increase their net worth and avoid falling into the endless trap of living hand to mouth that has sparked the current crisis in the housing market. It is the American habit of living paycheck to paycheck that is forcing homeowners to declare bankruptcy and face foreclosure as the cost of living drives their expenses beyond what they can afford.

When 100% of the paycheck-income equals 100% of the expense/outgo side, you have structure. And when you have structure you will do it all the time. You will be able to see your financial situation improve almost immediately, and as time goes by your capital and your assets will continue to grow until you are able to enjoy the kind of financial independence you've only dreamed about.

For more information on Ruben Ruiz, MSFS, ChFC, Author & CEO, go to http://www.RubenRuiz.net