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2007-01-30 23:59:43
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Article by Jonathan Holloway |
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Being in debt can be a very stressful burden on your life. You are constantly getting bills that you cannot pay, and everywhere you turn there is someone talking about their credit score. There seems to be no escape. In reality, there is an escape.
Get your debt under control by only spending money on purchases that you absolutely need. Many people buy things they cannot afford on impulse. This is one of the leading causes of debt. Thinking that you can afford something because you do not have to pay for it all at once can lead to stressful debt.
If you have found yourself in over your head, take a deep breath. Sit down and figure out how much money you make per month, and how much money you have to pay in bills per month. Take one or two bills and set more money aside for them. Try to at least make the minimum payments on everything else. Once you bring the balances down on a few bills, the rest of them should become easier to conquer.
Call your creditors. Let them know your current situation and that you plan to pay them. Most importantly pay your bills! You wont be in debt forever. Living on a super tight budget for a short period of your life is worth the feeling you will have when you no longer owe money.
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